For firms often considered high-risk – those in sectors like fintech or with short performance – open banking provides a significant opportunity . Traditionally, these businesses grapple with hefty hurdles in securing loans and accessing standard financial services . Open banking, by facilitating

For firms operating within challenging sectors – such as peer-to-peer lending or virtual betting services – the integration of this technology presents specific concerns . While it offers opportunities for groundbreaking products, businesses must diligently address heightened privacy threats and